4-min FQ test
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This quiz is to give yourself an honest check of how mature you are facing everyday financial challenges. Please don’t think too much. Use your gut feeling to answer. You will be given 10 seconds per question. For total 26 questions, that is a little more than 4 minutes.
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Categories
- Career and Income 0%
- Credit and Debt 0%
- Financial Planning 0%
- Investing 0%
- Risk and Protection 0%
- Spending 0%
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Thank you for taking this quiz. Your quiz result is shown above. Please compare with the following standard:
>90% ….. Excellent. Your FQ level is among the top of the population.
80~90% ….. Good job. You FQ level should keep you away from the most financial trouble.
70~80% ….. Average. This is the most common result. However, there is still a lot of room for improvement.
60~70% ….. It will be beneficial to obtain help when you are making financial decisions.
<60% ….. If you are an adult, you might have experienced some financial difficulties in the past. You can try to improve your FQ and meanwhile, try to seek professional help while making financial decisions.
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- Answered
- Review
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Question 1 of 27
1. Question
Do you use a plan to manage spending and achieve financial goals?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 2 of 27
2. Question
Can you specify how monetary and non-monetary assets can contribute to net worth?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 3 of 27
3. Question
Do you know the possible risks and protections when you use a debit card?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 4 of 27
4. Question
Do you compare prices for your major purchases, such as to buy and finance a car?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 5 of 27
5. Question
Do you compare the cost of borrowing for different consumer credit options?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 6 of 27
6. Question
Do you know what are protected by Fair Credit Reporting Act?
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(1=Never/No……3 Somehow/Neutral……5=Always/Yes)
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Question 7 of 27
7. Question
Do you have a personal financial plan to manage your debt, such as working directly with lenders?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 8 of 27
8. Question
Do you know what are prohibited by the Equal Credit Opportunity Act?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 9 of 27
9. Question
Could you explain the need for lifelong training and education?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 10 of 27
10. Question
Do you know having your own business is a career choice?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 11 of 27
11. Question
Can you explain the impact of inflation on your income?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 12 of 27
12. Question
How many examples of employee benefits can you give? (Select 5 if you can name 5 or more, 1 if not at all.)
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 13 of 27
13. Question
Do you have a comprehensive financial plan?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 14 of 27
14. Question
Do you diversify your investment?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 15 of 27
15. Question
Can you explain how economic conditions and business factors affect the market value of a stock?
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(1=What is it?……3=Somehow,but not very clear……5=Know it by heart)
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Question 16 of 27
16. Question
Could you identify the warning signs of investment fraud?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 17 of 27
17. Question
Do you know what self-insurance is?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 18 of 27
18. Question
Do you know the main types of auto insurance coverage?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 19 of 27
19. Question
Do you know under what condition one should have life insurance?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 20 of 27
20. Question
Do you know what kind of issues are addressed by your state consumer protection laws?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 21 of 27
21. Question
Do you always safeguard your identity?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 22 of 27
22. Question
Do you know your current individual responsibility for financial well-being?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 23 of 27
23. Question
Do you evaluate whether the financial information you received is objective?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 24 of 27
24. Question
Could you describe how inflation affects financial decisions, including the price of goods and services?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 25 of 27
25. Question
Will you negotiate employment conditions when you see room to improve?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 26 of 27
26. Question
Do you know what factors that make a contract legal and binding?
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(1=Never/No……3=Somehow/Neutral……5=Always/Yes)
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Question 27 of 27
27. Question
Do you know your net worth?
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(1=Totaly no idea……3=Somehow……5=Very clearly)
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